用一笔不错的汽车贷款来驾驶汽车
Whether you’re buying a new car or one that’s new-to you, WSECU的贷款将帮助你上路. 我们提供:
- 固定利率和灵活期限
- 经销商或私人汽车销售贷款
- 对现有汽车贷款进行再融资
- 方便网上申请
已经应用于? 检查状态 你的汽车贷款申请.
汽车贷款利率
利率 and 条款 listed are current as of November 17, 2023. 利率 and 条款 are subject to change at WSECU's discretion.
计算你的车贷.
按照你的条件购买下一辆车
预审资格以获得成功. 当你准备好买的时候, apply for your WSECU auto loan before purchase and be ready to negotiate for your best deal.
-
1
预先具有资格
Complete the first portion of the application for an estimate and no impact on your credit score.
-
2
货比三家
With a loan estimate in mind, you can shop around and plan a budget.
-
3
得到预先批准
准备购买? Complete your application and take your 这份 letter directly to the 经销商ship.
-
4
买你的车
买你想要的车. 容易peasy.
弥补差距
保证资产保障(差距) can help protect your investment by covering the difference between your vehicle’s value and the amount you owe on your loan. 如果你的车全毁了, 你可能有资格得到1美元,000 down payment on your next purchase if you finance with us again.
当你申请贷款时，包括差距, or add it within the first 18 months of your loan by calling 800.562.0999 或访问 离你最近的分行.
常见问题解答
单击任何 得到我的价格 按钮，并在网上申请， 安排约会 to meet with a loan officer, stop by a branch or call the Contact Center. 你也可以直接在a 信用社直接贷款经销商.
Anyone who is eligible for membership with WSECU may apply 申请汽车贷款.
要预先具有资格, 或者通过资格预审, means a lender provides an estimated loan offer without doing a full credit check. 资格预审不会影响你的信用评分. Because the estimate is provided without full credit information, neither the loan amount nor the rate are guaranteed.
被预先批准, 或者获得贷款预批准, means the lender has made a firm loan offer that is valid through a specified time frame. 申请人可以接受或拒绝预批准. Getting preapproved is helpful if you want to choose a lender and know your 贷款期限s before making a vehicle purchase.
是的. 如果你还没选好车, you can still request to be preapproved for your target loan amount. 如果你已经选择了一辆车, the application will ask for specific information such as year, 使, 型号和VIN.
No.
The auto loan application will conclude with a message stating that WSECU will be in contact in the next couple of business days. 下一个 steps will vary depending on whether you’re refinancing a vehicle, purchasing from a private party or purchasing from a 经销商.